Checking and Savings Accounts
Regular Checking
Tired of getting the run around? Here at Bison State Bank we strive to provide the best, we specifically tailor our service to meet your needs. Come and visit us at one of our great branches to see how we can change the way you think about banking.
Account Fees: Dormant Fees - $2.50 per month when inactive more than 6 months
Business Checking
Staying ahead of the competition is a challenge for any business. With Bison State Bank’s array of products targeted at businesses, both large and small, we are confident we can help keep you ahead of the curve.
Account Fees: Dormant Fees - $2.50 per month when inactive more than 6 months
Savings Account
During these times of financial uncertainty, the peace of mind from knowing your money is safe and well invested cannot be overvalued. Bison State Bank is proud to offer many simple solutions that are safe and easy to implement. We make your peace our business.Rate Information:
This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded semi-annually and will be credited semi-annually.
Balance Information:
We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. No minimum balance is required.
Limitations:
You must deposit $100.00 to open this account. You may make six (6) transfers from your account each month, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, or similar order, made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, or by mail are unlimited.
Account Fees:
The following fee applies to this account:
Dormant Fees: $1.00 per month when inactive more than 6 months
Money Market Deposit Account
Rate Information:
This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account DAILY. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
Balance Information:
We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum average daily balance of $1,250.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations:
You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each month, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft or similar order, made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, or by mail are unlimited.
Account Fees:
A $5.00 a month service charge will be assessed if average daily balance falls below $1,250.00.
