Leadership Team

Mike Downing


Michael Downing is the president of Bison State Bank. His career began in 1977 as a part-time teller and has since served as President of several banks throughout Kansas. A Fort Hays graduate, Michael is an experienced banker and businessman, as well as a licensed real estate and insurance agent. Michael leads in all functions related to operations, capital management and compliance for Bison State Bank.



Ryan Wiebe

Owner/Executive Vice President

Ryan Wiebe founded First Mortgage Solutions of Kansas City, Missouri in 2009. He was born in Dodge City, Kan., and spent several summers when he was young, helping on his grandparents’ farm in Rush County. He has made it a goal to give back to the area that has given him so much. He brings to Bison State Bank the expertise to build a customer-focused residential division while serving as Chairman of the Board.


Joy Modrcin

Chief Financial Officer

Joy Modrcin comes to Bison State Bank with quite the career in the banking industry.  She was born in Hoxie, and started working in a family bank at 15 years old. She went to the University of Kansas where she earned undergraduate and graduate degrees, all while working at a bank part-time. She obtained her CPA license and then worked on the regulatory side, auditing banking institutions. In 2004 she resumed working in a bank as an internal auditor and then also in the accounting arena. Today she is our Chief Financial Officer at Bison State Bank. 


Dreama Jecha

Cashier & Compliance Officer

Leslie Theilenhaus

BSA Officer

Max Mountford

Lending, Risk Management Advisor



monday - Friday: 8am - 4pm

Saturday & Sunday: closed


NMLS #757416