Bison State Bank Privacy Policy
What Does Bison State Bank do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include
- Social Security number
- Account Balances
- Income
- Payment History
- Credit History
- Transaction History
- Contact details (e.g., phone numbers, names, or other contact details)
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bison State Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Bison State Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliated to market to you | No | We don’t share |
Questions?
Call 833-535-2095 or go to bisonstatebank.com
Who we are
Who is Providing this notice? Bison State Bank
What we do
How does Bison State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bison State Bank collect my personal information?
We collect your personal information, for example, when you:
- Open An Account
- Deposit Money
- Apply For A Loan
- Conduct a Wire Transfer
- Use Your Debit Card Or Pay Your Bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Bison State Bank does not share with affiliates.
Nonaffiliated
Companies not related by common ownership or control. They can be financial and non-financial companies. Bison State Bank does not share with nonaffiliates so they can market you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bison State Bank does share for joint marketing.
Other Important Information
You may have other privacy protection under state laws. We will comply with these laws as applicable. For California residents; we will not share information we collect about you with nonaffiliates, except as permitted by California law.
SMS Privacy Policy: No mobile information will be shared or collected with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Bison State Bank commits not to transfer consumer data to external organizations without explicit consent, except as required by law or for joint marketing purposes. You have the right to opt out of receiving SMS messages at any time. To opt out, reply ‘STOP’ to any message you receive from us, or contact our customer service at 833-535-2095 for assistance.