Bison State Bank Privacy Policy
What Does Bison State Bank do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include
- Social Security number
- Credit history
- Income
- Employment information
- Credit scores
- Assets
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bison State Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Bison State Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliated to market to you | No | We don’t share |
Questions?
Call 833-535-2095 or go to bisonstatebank.com
What we do
How does Bison State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bison State Bank collect my personal information?
We collect your personal information, for example, when you:
- Give us your contact information
- Open an account
- Apply for a loan
- Make a wire transfer
- Deposit Money
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Bison State Bank has no affiliates.
Nonaffiliated
Companies not related by common ownership or control. They can be financial and non-financial companies. Nonaffiliates we share with can include entities in which we jointly offer products and services such as BYS, LLC.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We maintain joint agreements with financial institutions to jointly offer, endorse, or sponsor a financial products and services.
Bison State Bank has entered into a joint marketing agreement with BYS, LLC., a fintech company, in alignment with the principles of the Gramm-Leach-Bliley Act (GLBA). This agreement allows us to provide a broader array of secured loan and secured credit card products to unbanked and underbanked consumers.
Under this joint marketing agreement, we do not disclose nonpublic personal information we collect, such as your name, contact information, and account history, to BYS, LLC.
Bison State Bank has also entered into a joint marketing agreement with Banker’s Bank of Kansas (BBOK), a Kansas community bank, to provide co-branded credit cards for Bison State Bank customers. The bank makes application forms available to its customers, and the credit card bears the bank’s name. Under this joint marketing agreement, we do not disclose nonpublic personal information we collect, such as your name, contact information, and account history, to BBOK
Bison State Bank is committed to maintaining the privacy and security of our customers’ information. We appreciate your trust and work hard to protect your personal information.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing without your authorization.